FAQ's General Questions:

Q.  Who is elegible to receive a Probate, Trust or Annuity cash advance?
A.   Any person who is legally an adult in his or her State and is legally entitled to a distribution from a Probate, Trust or Annuity contract.  

Q. Do I need to have good credit in order to receive a cash advance?
A.  No.  Although, a credit report will be obtained, it is usually for determining if there any other proceedings that might impair the assigned payments.

Q.  When do you receive your payment?
A.  Our payment is received upon distribution of the Probate, Trust or Annuity assets, and is paid directly to us. The remaining balance is distributed to you. 


FAQ's Probate:

Q. What is Probate?
A. It is a formal pocess by which the financial  affairs of the decedent is brought to a close, and assets are distributed to certain designated persons by law or by will.

Q. How long does a usual probate case take before it closes?
A.  Depending on the county in which the probate case is filed, it can range from 1 to 2 years.  This assumes there are no disputes or  pending litigation.

Q.  How soon can I can get a cash advance on my probate inheritance?
A.   Usually, it takes 5 to 7 days once all necessary information is received.

Q.  Is a probate cash advance a loan against my probate inheritance?
A    No.  It is an "advance" which means a portion of your entitlement is being purchased.

Q.  What is a "Non-Recourse" advance?
A.   This means that you will not have to pay the advance back, and that you will incur no liability  if we suffer a loss from risks not previously known to you, such as unexpectedly large debts or litigation costs, loss in estate value, or dilution of your share value because unknown heirs appearing in the matter.  


FAQ's Trusts:

Q.  Is there a certain kind of trust that I need to be a beneficiary of in order to get a cash advance?
A.  No.  The most important factor is to make sure there are no "Spendthrift" restrictions in the trust. 

Q.  What kinds of trusts are there?
A.  There are many kinds of trusts, the most popular one being a living revocable trust, which, allows you to add or delete assets from the trust while you are still alive, yet retain control over those assets.

Q. What is a "Spendthrift" restriction?
A.  This is a provision in the trust document that is designed, usually, at the Settlors request, to prevent young or impressionable persons from being able to spend or borrow against their inheritance until he/she reach a cetain age.

Q.  Is there any difference in qualifying for a Trust cash advance as to that of a Probate cash advance?
A.  Although, the documentation will be different, qualifying  for a Trust cash advance
is no different than qualifying for a Probate cash advance-  you simple must be entitled to a distrbution that has an ascertainable market value.


FAQ's Annuities:

Q. What is an Annuity?
A.  Strictly speaking, it is a cash flow paid overtime in increments.  However,  the kinds of annuities we purchase or advance cash on are typically insurance based investment annuities or personal injury settlement annuities.  

Q.  Can I sell "all" or just a "portion" of my annuity payments?
A.   Yes.  You can do a  Full, Partial or Split sale.  A Full Sale invovles selling your entire future payment stream at a discount; a Partial Sale involves selling an identified number of  your future payment stream at a discount; and a Split Sale usually invovles selling up to one-half of your payment stream and while keeping the rest.



                                                         How Can I Get Started?

You can call us Toll-Free (877) 288-6024; Click  "Apply Now," or  E-mail us at probateloans@probatecapitalgroup.us.


                           Click "Probate Law" to view California Probate Law.